Money, money, money is so funny in a rich man's world.

Vanity Fair. I'm not a rich man,

so I can't afford half of the things in here. Speaking of which, we're talking about money,

and in this lesson what I want to do is teach you a bunch of phrasal verbs that we use to

talk about spending money, saving money, and paying back debts that we use quite commonly.

And I'm going to teach you how to use them, and what they are, and have some fun with

you. Are you ready? Let's go to the board. Okay?

E, it's not funny, I got no money. E is all, see? Got dollar signs for eyes. You might

see that. If you're having a problem, take your screen and enlarge it to full screen,

there's a little button. And we actually have a video on that, go check that out if you

don't know how to use your YouTube. Okay? Anyway, E's got his eyes... He's got dollar

signs for eyes, because he's got money in his hand. And if you're lucky, you have money,

too; but when you don't have money, well, it's time to learn some phrases to help you

with that. Okay?

So, here's our dollar sign, here, and let's start with having money or saving it. Okay?

If you're lucky... Well, let's start with just having enough. A lot of people just have

enough money. And how do we talk about that in English? Well, what you can say is this:

"I'm getting by". "Getting by" means I don't have a lot of money, and I'm surviving. So

I can't go on big trips or do anything, but I'm not poor and I don't have zero money,

but I have enough to get my food, and pay my rent or my homestay, and pay some other

things for me, maybe my cellphone and my internet, but nothing special; no car, no fancy trips,

no bling, bling, bling or great jewellery. You know what I mean? So, that's "getting by".

It's kind of positive because it means I'm not bad, but it's not fantastic, like:

"I'm rich!" Okay?

Let's talk about "scrape by", because this is have just enough. When you're scraping

by, imagine you have this thing here-okay?-and this thing. And there's gum on here, and you

want to get the gum off, you're going to... That's called scraping. And when you scrape,

sometimes you'll take a little bit of the paper off with it, just a little bit, when

you scrape. In Canada, we have winter, and when we have ice on our windows, we scrape

the ice to get rid of it. It's a lot of work, it's not lots of fun. You probably understand

the phrasal verb now, right? When you're scraping by, you just have enough money. But unlike

"getting by", because notice how we have "get", we have you're getting something, you're given

something, which is good, you're getting money, that's why you get by; 'scraping" by means

just a little bit. Just enough. And you feel negative. You don't feel good when you're

scraping by. Every day is heavy and hard, because you almost don't have enough money

to pay for everything. Sorry. You need a job or a better one. Okay.

So, what happens? How do we change this, "scraping by"? Why don't we do something like this,

why don't we save some money? In English, we have two phrasal verbs you can use for

saving money. Notice the up sign: "to save up". When you save up money... Think of it